Needs vs Wants Spending Analysis – Excel Template


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Description

Tag every expense as a need, a want or savings and see your real split against the 50/30/20 guideline, with the biggest wants listed first.

  • Automatic summary: Total spent and saved, Needs share, Wants share, Savings share
  • Calculated for you: % of income, Could cut?
  • Drop-down menus for quick, consistent entry
  • Colour-coded status and progress highlights
  • Built-in chart that updates as you type
  • Example rows and a step-by-step "How to Use" sheet

Instant download (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.

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